Pension Plan Administrator/Senior Medicare/Financial Specialist
Over 15 years of Financial Services Experience. Giving peace of mind to the families within the communities we serve is our number one priority. We are better together.
Margot St.Pierre Venable
Former Government Employee Healthcare Employee
My many years of employments have always been to assist and serve individuals towards a better position in their lives..
Being a mother of 3 wonderful young adults and my love for family & friends. The same education, advice and services, I give them and myself is what I share with my clients.
Looking forward to further educate individuals, as to TODAYS value in having Life Insurance products.
“I am the DIFFERENCE that will be YOUR DIFFERENCE”
Valeriano “Val” Lugti
I finished my college education with bachelor’s degree in accountancy, a certified public accountant and master’s degree in business administration in the Philippines. I have 35 years’ experience in finance, accounting, and management in different companies. I had a short stint in academe as University Professor of Management Accounting and Financial Management. I retired as Vice President and Senior General Manager in a multinational beverage company. I am a license Insurance agent and a Tax Preparer. Currently, I am helping families in their insurance and annuity needs.
Clarissa (Aissa) Encomienda
With over 21 years of experience as a Senior Mortgage Loan Officer, I specialize in assisting families with home buying and refinancing needs. Whether you’re employed, self-employed, or a business owner, I provide tailored solutions to meet your unique requirements, including programs with no tax returns necessary. Additionally, I offer additional funding options for commercial and business loans.
Greetings! I am an insurance agent with over 7 years of experience in Financial Services. I have helped countless family members and clients by showing them how to piece the puzzles of life together, finding plans that fit their lifestyles and meet all of their family needs. Services I offer include Living Benefits, Mortgage Protection, Children Plans, Tax-Free Retirement, Rollovers, and Annuities.
Seven years of financial services experience. Licensed Insurance Agent, Dental Hygienist licensed in Maryland for 38 years, Certified Medical Technician 2020 until present and Property manager since 2000. Holistic approach: healthy financial planning leads to healthy mental and physical health. I have a goal to help as many people to achieve healthy financial status. Picture below. Update Margot picture please crop as needed.
Educator for 20 years. Caring mother of 4. Whole life has been devoted to serving her family, her students and the community. Lives to share the concept of living benefits. Everyone that cares for their family should have this plan.
Leave people better than you found them ~ Marvin J Ashton For most people, life insurance doesn’t sound very interesting. For me, helping others and living a life of service is a passion. An unexpected layoff, due to the pandemic, landed me an opportunity to earn a living by helping those closest to me and the community. Life insurance is truly LOVE insurance. I have 8 years of insurance industry experience, 3 years dedicated to educating underserved communities on the importance of insuring their lives and the lives of their loved ones. I focus primarily on individual life insurance and annuities clients with an emphasis on long-term relationship building. Respectfully becoming your “Agent for Life”. Funfact : I am a sailor girl, US Navy veteran, that enjoyed 4 years welding Navy fighter jet airframes. I recently ran my first marathon, truly learned mind over matter that day. Lastly I am the UNDEFEATED Walker family Boggle champion.
Mielmia “Mimi” Alvina is a nurse and a mother of two. She shows as much care in handling her financial clients as her patients. She understands the importance of the right type of coverage with living benefits due to a health challenge she herself has had. Now, she spends most of her time supporting her family while educating the community around her.